Debt Counselling is a process where the Debt Counsellor will negotiate on your behalf to pay less on your debts per month, by making an offer (proposal) to your Credit Providers which they can accept or not. This is according to the National Credit Act. It is not administration, but a law that protects you. If your repayment of all your debt is eg. R10000 p.m. We make an application to reduce it to about R5000 p.m. This way you have more money every month to use for your living expense, like Groceries, Water & Electricity, Petrol, Cell phone, clothing ect. If you want to pay off your debts faster after a few months or years, you can do so.
How to Apply For Debt Counselling:
We will do a FREE ASSESSMENT to see how Debt Counselling will work for you. We will need the following documents to be able to do so:
· Latest Payslip
· 3 months bank statements
· Statements of ALL your Debts
· Copy of your ID document
You can make an appointment with us or you can email us: